Privacy Policy
Last Updated: June 1, 2023
Welcome to Pizafey.com ("we," "our," or "us"), an online service for planning and controlling personal expenses. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website and services.
By accessing or using Pizafey.com, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.
1. Information We Collect
We collect several types of information from and about users of our website, including:
- Personal Information: Name, email address, telephone number, and other identifiers that you voluntarily provide when registering or using our services.
- Financial Information: Data about your expenses, income, budgets, and other financial metrics that you input into our service for expense tracking and planning purposes.
- Usage Data: Information about how you interact with our website, including pages visited, features used, time spent on the platform, and other browsing activities.
- Device Information: Technical data such as your IP address, browser type, operating system, device information, and internet connection details.
- Cookies and Similar Technologies: We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content.
2. How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide, maintain, and improve our services
- Process and manage your account and user preferences
- Analyze usage patterns and optimize our website's performance
- Develop new features and functionality
- Personalize your experience and deliver relevant content
- Communicate with you about updates, promotions, and service-related notices
- Protect against fraud, unauthorized transactions, and other illegal activities
- Comply with legal obligations and enforce our terms of service
Your financial data is used exclusively for providing our expense planning and control services. We do not sell or share your financial information with third parties for marketing purposes.
3. Legal Basis for Processing (GDPR Compliance)
Under the General Data Protection Regulation (GDPR), we process your personal data based on the following legal grounds:
- Contractual Necessity: Processing necessary for the performance of our contract with you to provide our services.
- Legitimate Interests: Processing necessary for our legitimate interests, such as improving our services, preventing fraud, and ensuring the security of our platform.
- Consent: Where you have given explicit consent for specific processing activities.
- Legal Obligation: Processing necessary to comply with applicable laws and regulations.
4. Data Sharing and Disclosure
We may share your information with:
- Service Providers: Third-party vendors and service providers who assist us in operating our website, conducting business, or providing services to you (e.g., hosting providers, payment processors, analytics services).
- Legal Requirements: When required by law, court order, or governmental regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
- Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred as a business asset.
We require all third parties to respect the security of your personal data and to treat it in accordance with applicable laws.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of sensitive data at rest and in transit
- Regular security assessments and vulnerability testing
- Access controls and authentication procedures
- Secure data storage practices
- Staff training on data protection and security
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
6. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request access to the personal information we hold about you.
- Rectification: Request correction of inaccurate or incomplete personal information.
- Erasure: Request deletion of your personal information under certain circumstances.
- Restriction: Request restriction of processing of your personal information.
- Data Portability: Request the transfer of your personal information to you or a third party.
- Objection: Object to processing of your personal information based on legitimate interests.
- Withdraw Consent: Withdraw consent where we rely on consent to process your personal information.
To exercise these rights, please contact us using the information provided at the end of this policy. We will respond to your request within the timeframe required by applicable law.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining retention periods, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.
8. Children's Privacy
Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete such information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on our website with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
10. International Data Transfers
Your personal information may be stored and processed in any country where we have operations or where we engage service providers. By using our services, you consent to the transfer of information to countries outside of your country of residence, which may have different data protection rules than those of your country.
We ensure that any such transfers comply with applicable data protection laws and that appropriate safeguards are in place to protect your information.